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Cost Guide

HDB Renovation Cost in Singapore (2026)

Renovation pricing feels opaque because most quotes are lump sums. Here's the transparent version: real 2026 ranges by flat type and by room, what actually moves the number, and where a budget works hardest — from a contractor that prices every line item.

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Cost by flat type (full renovation, 2026)

Flat typeCosmetic refreshStandard full renovationExtensive (rewire, re-tile, reconfigure)
3-room$15k – $25k$30k – $42k$42k – $52k
4-room$18k – $30k$40k – $52k$52k – $65k
5-room / EA$22k – $35k$50k – $62k$62k – $75k+

Resale flats trend toward the upper end of each band (more demolition, often rewiring); BTOs toward the lower end. These figures are direct-contractor prices — interior design firms typically add 15–30% on the same physical scope.

Cost by room and trade

ItemTypical 2026 range
Kitchen renovation (carpentry, top, tiling)$8,000 – $25,000
Bathroom overhaul (per bathroom)$5,500 – $12,000
Flooring — vinyl overlay (whole flat)$4,000 – $7,000
Flooring — hack & re-tile (whole flat)$12,000 – $20,000
Electrical rewiring with new DB$3,500 – $6,500
Painting (whole flat)$1,500 – $3,500
Carpentry (wardrobes, feature walls, storage) $300 – $600 per foot run

What actually drives cost up

  • Hacking. Demolition plus disposal plus making good is the most underestimated line. Every wall, floor and wet area you hack adds both money and noisy-works days.
  • Carpentry footage. Built-ins are priced per foot run — a flat lined with custom cabinetry can put $15k–$25k in carpentry alone. Prioritise the runs you'll use daily.
  • Wet area relocation. Moving sinks, WCs or gas points means new piping and approvals. Same-position replacements cost a fraction.
  • Material tier. Sintered stone vs laminate tops, large-format slabs vs standard tiles — finish choices swing a kitchen or bathroom by 40% without changing the layout.

Making each budget work

  • $30,000: kitchen + both bathrooms + paint, or a whole-flat cosmetic refresh with vinyl overlay and selective carpentry. Honest and achievable for 3- and 4-room flats.
  • $50,000: a complete standard renovation of a 4-room flat — both wet zones, flooring, solid carpentry and lighting, with sensible material choices.
  • $70,000+: extensive resale transformations — rewiring, full re-tiling, layout changes and premium surfaces throughout a 5-room flat.

Financing the renovation? Banks lend specifically for this — see our renovation loan guide.

Frequently asked questions

Is $30,000 enough to renovate an HDB flat?

Yes, with priorities. $30k covers the rooms that matter most — kitchen, bathrooms, paint and overlay flooring — for a 3- or 4-room flat. It won't cover extensive hacking plus wall-to-wall carpentry. An itemised quote shows exactly what fits.

Why do quotes for the same renovation differ so much?

Three reasons: scope ambiguity (lump sums hide what's excluded), margin structure (ID firms layer design fees and project margin on contractor pricing), and material assumptions. Compare itemised quotes line by line and the differences explain themselves.

Do you charge GST on renovation works?

Quotes state this explicitly — whether pricing is GST-inclusive depends on the contracting entity's registration. We make it clear on the quotation so there are no surprises at payment milestones.

Ready to renovate your flat?

Tell us your unit type and what you have in mind — we will get back within one working day with an honest assessment and quote.

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